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New Car Finance in Lincoln

At Meridian Motor Vehicles Limited, we understand that financing a new car in Lincoln can be a big decision. That's why we offer tailored finance options to suit your budget and lifestyle. Our expert team is here to guide you through every step, ensuring you find the perfect deal to drive away in your dream car.

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£3,995.00
Total Deposit
£0.00
Total Amount of Credit
£3,995.00
First Payment
£83.86
58 Monthly Payments
£83.86
Final Payment
£84.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£1,037.60
Total Amount Payable
£5,032.60
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%
Product
Hire Purchase
Cash Price
£3,995.00
Total Deposit
£0.00
Total Amount of Credit
£3,995.00
First Payment
£83.86
58 Monthly Payments
£83.86
Final Payment
£84.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£1,037.60
Total Amount Payable
£5,032.60
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%
Product
Hire Purchase
Cash Price
£3,995.00
Total Deposit
£0.00
Total Amount of Credit
£3,995.00
First Payment
£83.86
58 Monthly Payments
£83.86
Final Payment
£84.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£1,037.60
Total Amount Payable
£5,032.60
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%

We offer a variety of finance options including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing agreements to suit different budgets and preferences.

Yes, we consider all applications and have options available for customers with various credit histories. We recommend discussing your specific circumstances with our finance specialists.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of income (like recent payslips or bank statements), and proof of address (such as a utility bill or council tax statement).

Most decisions are made within 24 to 48 hours after submitting a complete application. In some cases, additional information might be required, which could extend this time.

Absolutely, we accept part exchanges as a contribution towards your new car purchase. We will assess your current vehicle's condition and market value to determine the trade-in value.

Finance agreements typically cover most new and used cars; however, there may be restrictions based on the car's age and mileage. Our team can provide specific details based on the car you are interested in.