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New Car Finance in Lincolnshire

At Meridian Motor Vehicles Limited, we offer competitive finance options for new cars in Lincolnshire. Tailored to meet your budget, our plans ensure you can drive away in your ideal car without financial strain. Contact us today to explore our flexible financing solutions and find the perfect match for your needs.

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£3,995.00
Total Deposit
£0.00
Total Amount of Credit
£3,995.00
First Payment
£83.86
58 Monthly Payments
£83.86
Final Payment
£84.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£1,037.60
Total Amount Payable
£5,032.60
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%
Product
Hire Purchase
Cash Price
£3,995.00
Total Deposit
£0.00
Total Amount of Credit
£3,995.00
First Payment
£83.86
58 Monthly Payments
£83.86
Final Payment
£84.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£1,037.60
Total Amount Payable
£5,032.60
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%
Product
Hire Purchase
Cash Price
£3,995.00
Total Deposit
£0.00
Total Amount of Credit
£3,995.00
First Payment
£83.86
58 Monthly Payments
£83.86
Final Payment
£84.86
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£1,037.60
Total Amount Payable
£5,032.60
Annual Fixed Interest Rate
5.19%
Representative APR
9.90%

We offer a variety of finance options including Personal Contract Purchase (PCP), Hire Purchase (HP), and leasing agreements to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.

Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialize in providing finance to individuals with varied credit profiles. We recommend discussing your specific circumstances with our finance experts for tailored advice.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific situation.

The decision time can vary, but most applicants can expect to receive a decision within 24 to 48 hours after submitting a complete application along with all the necessary documents.

Absolutely, part exchanges are welcomed. You can use your current vehicle as a deposit towards your new car. Our team will assess your vehicle's value, which can then be put towards your finance agreement, potentially lowering your monthly payments.

Generally, finance is available for both new and used cars. However, some restrictions might apply based on the age and condition of the used car. Our finance team can provide more specific information based on the car you are interested in.